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- The $1+ trillion CRE debt wall + higher for longer rates
The $1+ trillion CRE debt wall + higher for longer rates
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The Clock Is Ticking on Commercial Real Estate Debt
Over the next two years, more than $1 trillion in US commercial real estate debt is coming due.
This wouldn’t be alarming
If interest rates were falling.
They aren’t.
Why This Matters Right Now
For many owners, loans originated in 2020–2022 were priced in a very different world.
Today:
Refinancing often means higher rates
Lenders are more selective
Equity gaps are growing
This is especially true in office and mixed-use, but no sector is completely untouched.
What Smart CRE Investors Are Doing Differently
Instead of chasing deals, experienced investors are:
Stress-testing portfolios earlier
Holding more liquidity
Watching distress not rushing into it
The goal isn’t timing the bottom.
It’s being positioned before forced sellers appear.
A Familiar Pattern for Long-Term Capital
This setup looks familiar:
Higher for longer rates
Assets repricing slowly
Capital waiting patiently
We’ve seen this playbook before.
Those who move after headlines usually pay more.
What Will Your Retirement Look Like?
Planning for retirement raises many questions. Have you considered how much it will cost, and how you’ll generate the income you’ll need to pay for it? For many, these questions can feel overwhelming, but answering them is a crucial step forward for a comfortable future.
Start by understanding your goals, estimating your expenses and identifying potential income streams. The Definitive Guide to Retirement Income can help you navigate these essential questions. If you have $1,000,000 or more saved for retirement, download your free guide today to learn how to build a clear and effective retirement income plan. Discover ways to align your portfolio with your long-term goals, so you can reach the future you deserve.
What We’re Watching Next
How banks handle 2025 maturities
Where refinancing breaks first
Which asset classes reset pricing fastest
We’ll keep breaking it down without the noise.
— MainStreet News